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Bankruptcy

What You Need To Know

If you landed on this page, you are probably wondering if bankruptcy is the best option for you to get rid of your debt. Truth be told, any financial expert will never suggest this as a first option. While it may seem like the easiest way out, the consequences and bad effects it would have on your credit history makes it not worthwhile in many circumstances.

Believe it or not, bankruptcy is actually guaranteed in the U.S. Constitution. Our founding fathers believed that everyone burdened with more debt than they could handle should be able to get a fresh start. The details of this are set out in the U.S. Bankruptcy Code, which has undergone various changes over the years.

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