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Then your transportation expenses:

• Car Payments

• License & Registration

• Car Insurance

• Fuel

• Maintenance

• Bus/Transit Pass

Then your utilities:

• Electricity

• Gas/Heating

• Telephone

• Cell Phones

• Internet

• Television

• Water

Then include your medical expenses:

• Health Insurance

• Dental

• Prescriptions

• Glasses & Contacts

• Life Insurance

Now it is time to include your financial expenses:

• Bank Fees

• Interest Payments

• Debt Repayment

• Credit Card Repayment

• Emergency Fund Savings

• Retirement Savings

• Income Taxes Due

You have to have fun sometime right? So now you will include your enjoyment expenses such as:

• Gifts

• Entertainment

• Vacations

• Pets

• Hobbies

• Restaurants

• Holiday Expenses

You will include your routine expenses like groceries and clothing next.

You will finish with your family expenses such as:

• Childcare

• School Supplies

• Tuition

• Books

• Activities

• Allowance

Then the free budget planner worksheet will automatically show your income and expenses and if you have a surplus or deficit at the end of each month.

Filling out this budget worksheet will take an hour or two but when you get to see exactly where your money is going you can begin to make changes and get back on track.

You can use this free budget planner worksheet to help you get your finances in order.